Trusted by 5,000+ New York Drivers

Drive With Affordable Auto Insurance

Customized car insurance plans that protect you, your passengers, and your vehicle. Get the coverage you need at a price you'll love. Serving New York and beyond.

Accident Forgiveness
24/7 Claims Support
Multi-Car Discount
12+ Years of Experience
25k+ Policies Active
96% Customer Retention
Happy family with their car Safe driving on road Insurance agent explaining policy Car repair assistance
212 REAL PROTECTION

We've Got You Covered

Choose the plan that fits your needs. Affordable coverage for every driver.

Modern car on road

Basic Protection

Economy

Essential coverage for budget-conscious drivers. Meets state minimum requirements.

$49 /month $89
  • Bodily Injury Liability
  • Property Damage Liability
  • Uninsured Motorist
Call Us to Get Lowest Rate →
MOST POPULAR
SUV family

Standard Plus

Best Value

Perfect balance of coverage and affordability for most families.

$89 /month $149
  • Everything in Basic
  • Collision Coverage
  • Comprehensive Coverage
  • Roadside Assistance
Call Us to Get Lowest Rate →
Claims adjuster with tablet

Full Coverage

Premium

Maximum protection with zero deductible options and premium benefits.

$139 /month $229
  • Everything in Standard
  • Rental Reimbursement
  • Gap Insurance
  • Accident Forgiveness
Call Us to Get Lowest Rate →
Agent with client

Family Plan

Multi-Car

Cover multiple vehicles and drivers under one affordable policy.

$199 /month $349
  • Up to 3 Vehicles
  • Teen Driver Included
  • Multi-Car Discount
  • 24/7 Family Support
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Car repair shop

SR22 Assistance

High Risk

Specialized coverage for drivers needing SR22 filing and high risk acceptance.

$179 /month $279
  • SR22 Filing Included
  • Tickets Accepted
  • Past Accidents OK
  • License Reinstatement Help
Call Us to Get Lowest Rate →
Driver with phone navigation

Commercial Auto

Business

Complete coverage for business vehicles, fleets, and commercial use.

$249 /month $399
  • Business Liability
  • Cargo Coverage
  • Hired & Non-Owned
  • Fleet Discounts
Call Us to Get Lowest Rate →
212 COVERAGE OPTIONS

Protection Tailored to Your Drive

From basic liability to full coverage, we offer flexible plans that fit your lifestyle and budget.

Liability Coverage

State-minimum & expanded liability to protect you from injury & property damage claims.

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Collision Coverage

Repair or replacement no matter who's at fault. Covers accident damage to your vehicle.

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Comprehensive

Protection against theft, vandalism, fire, falling objects, and weather events.

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Uninsured Motorist

Coverage if you're hit by a driver with no insurance or in a hit-and-run.

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Medical Payments

Covers medical bills for you and passengers, regardless of fault.

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Roadside Assistance

24/7 towing, flat tire, lockout, and jump-start services.

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Rental Reimbursement

Keep moving with a rental car while your vehicle is repaired after a claim.

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Licensed in NY Instant Claims Fair Pricing A+ Rated

Why 212 Auto Insurance →

212 INSURANCE BLOG

Latest Insurance Tips & News

Stay informed with expert advice from 212 Auto Insurance.

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Real Stories From Our Drivers

Join thousands of satisfied customers who trust 212 Auto Insurance.

★★★★★

"After a fender bender, their claims team was incredibly supportive. Got my check in two days and rates didn't skyrocket. Highly recommend!"

SK
Sarah K. Brooklyn, NY · Collision Claim
★★★★★

"I saved over $600 a year by switching to 212 Auto Insurance. The quote was instant and the agent explained everything perfectly."

ML
Michael L. Queens, NY · Full Coverage
★★★★★

"Roadside assistance came in 20 minutes when I had a flat on the highway. So grateful for the peace of mind."

DR
David R. Staten Island, NY · Roadside
★★★★★

"As a new driver, I was worried about high rates. 212 Auto Insurance offered a great student discount and fantastic coverage."

EM
Emily M.Buffalo, NY
★★★★★

"Multi-car discount made insuring both our cars affordable. The online portal is super easy to use."

JT
James T.Albany, NY
★★★★★

"Comprehensive coverage saved me from a hail storm damage. Process was smooth and stress free."

LW
Lisa W.Rochester, NY
4.8/5Avg Rating
2,500+5‑Star Reviews
96%Claims Satisfaction
100%Would Recommend
ABOUT 212 AUTO INSURANCE

Your Reliable Auto Insurance Partner Since 2018

212 Auto Insurance was founded to make car insurance simple, fair, and accessible for New York drivers. We combine local expertise with national strength to offer you the best protection on the road. Our agents live and work in the communities we serve.

A+ Ratedby AM Best
Customer First24/7 support
Easy Claimsonline or phone
Integrityhonest guidance
Insurance agent smiling Team meeting Call center agent Happy client with keys