Privacy Policy
Effective Date: January 1, 2025
At 212 Auto Insurance, your privacy is our priority. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, request a quote, or purchase an insurance policy. By using our services, you agree to the practices described below.
1. Information We Collect
We collect several types of information to provide you with insurance quotes and services.
Personal Information You Provide:
Full name, date of birth, and gender
Mailing address, email address, and telephone numbers
Driver’s license number and driving history
Vehicle information including make, model, year, and VIN
Social Security number for credit checks and payment processing
Payment information including credit card or bank account details
Previous insurance history and claims records
Information Collected Automatically:
IP address and device identifiers
Browser type and operating system
Pages visited and time spent on our website
Referring website addresses
Location data based on IP address
Information from Third Parties:
Motor vehicle reports from state DMV agencies
Credit reports from consumer reporting agencies
Claims history from CLUE reports
Driving data from telematics programs if you enroll
2. How We Use Your Information
We use your information for the following purposes:
To provide accurate insurance quotes based on your profile
To process your insurance applications and payments
To underwrite and rate your insurance policy
To communicate with you about your policy, renewals, and important updates
To process claims and coordinate with insurance carriers
To detect and prevent fraud, identity theft, and other illegal activities
To comply with state and federal legal requirements
To improve our website, products, and customer service
To send you promotional offers and marketing communications with opt out options
3. Sharing Your Information
We do not sell your personal information to third parties. However, we may share your information in these circumstances:
With Insurance Carriers:
We share your information with the insurance companies that provide your coverage. These carriers use your information to underwrite policies, set rates, process claims, and comply with legal obligations.
With Service Providers:
We share information with vendors who help us operate including payment processors, claims adjusters, background check companies, IT providers, and marketing partners. These vendors are contractually bound to protect your information.
For Legal Compliance:
We disclose information when required by law, subpoena, court order, or other legal process. We may also disclose information to protect our rights, property, or safety or the rights of our customers.
With Your Consent:
We share information for other purposes when you give us explicit permission.
Business Changes:
If 212 Auto Insurance is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
4. Data Security
We implement industry standard security measures to protect your information including:
Secure socket layer encryption for all online transactions
Firewalls and intrusion detection systems
Access controls requiring unique credentials
Regular security assessments and vulnerability scans
Employee training on data privacy and security practices
While we strive to protect your information, no internet transmission or electronic storage is completely secure. We cannot guarantee absolute security.
5. Cookies and Tracking Technologies
Our website uses cookies to enhance your browsing experience. Cookies are small text files stored on your device.
We use cookies for:
Remembering your preferences and login information
Analyzing website traffic and usage patterns
Personalizing content and offers
Enabling essential website functions
You may adjust your browser settings to refuse cookies. However, some website features may not function properly without cookies.
6. Your Privacy Rights
Depending on your state of residence, you may have these rights:
Right to Access: Request a copy of the personal information we hold about you
Right to Correction: Request corrections to inaccurate information
Right to Deletion: Request deletion of your personal information subject to legal exceptions
Right to Opt Out: Request that we not share your information for certain purposes
Right to Non Discrimination: You will not be penalized for exercising your privacy rights
To exercise these rights, contact us using the information below. We will respond to verified requests within thirty days.
7. California Privacy Rights
California residents have additional rights under the California Consumer Privacy Act. These include the right to know what personal information we collect, disclose, and sell. 212 Auto Insurance does not sell your personal information.
California residents may request information about our data practices once per year at no charge.
8. Children’s Privacy
Our services are for individuals eighteen and older. We do not knowingly collect information from children. If we become aware of any such information, we will delete it promptly.
9. Third Party Links
Our website may contain links to external sites. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies.
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date. Your continued use of our services after changes are posted constitutes your acceptance of the revised policy.